Managing monthly finances can be tricky, especially when multiple income sources and recurring expenses add up. The Monthly Budget Calculator takes the guesswork out of budgeting by giving users a quick, clear breakdown of their income, spending, and net monthly balance.
Ideal for students, working professionals, or families, this tool helps you identify whether you’re saving money or overspending based on real figures—not guesswork. By inputting your monthly salary and other income (like grants or parental support), along with key expense categories such as loans, university fees, bills, groceries, transport, and leisure, the calculator determines your Total Income, Total Expenses, and Spare Cash (or Overspend amount).
This tool is perfect for:
Students trying to stretch grant money across the semester
Young professionals tracking spending habits and savings
Families working toward financial goals
Anyone living paycheck to paycheck looking to regain control
For example, someone with a $5,000 salary and $1,500 in other income who spends $6,000 total will see an “overspend” result of -$500. Another user who spends $4,000 instead will see a “spare cash” amount of $2,500—money they can save or invest.